A "super yacht" (come on, just call it a cruise ship...) full of rich people gets hit by a sea creature or creatures. Pirates/hijackers board the ship, discover whats left of the crew and passengers too late, and must escape.

Meh. Completely forgettable but had some hilariously bad moments. A weird mix of Poseidon Adventure and Tremors without the sense of adventure or interesting creature discovery you get from either of those movies. I think they wanted the monster to be Lovecraftian, but got water graboids instead. We had fun watching and making fun of it.

Given when this was made (1998), the CGI was horrible. Made for TV bad.

Not sure if this was intentional or not, but there were several times that characters made weird but subtle Star Wars (Episode IV) references, which no other character acknowledged. It felt like the scriptwriter got a bunch of lines past their editor as a joke / Easter egg of sorts...